Browse the Scope of Our Legal Policy
Our terms govern how your account is created, how transactions via DANA, OVO, GoPay and QRIS are recorded, and how disputes are escalated. Eligibility to hold an account depends on local law in your region — including Semarang and other Indonesian cities — and we apply
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that rule uniformly. We retain transaction records for a minimum of 90 days as required by our operating framework, and those records are accessible to you on written request submitted through our support channel within 5 business days. Payment records tied to GoPay or QRIS settlements
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are stored separately from account profile data and are not shared with third parties beyond what fraud-prevention obligations require. Any change to these terms is communicated via your registered email before taking effect, giving you time to review or close your account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.